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Workers Compensation
Illinois laws provide that workers compensation is a benefit program
established to pay a worker for any injuries that are work related.

In Illinois,
workers compensation is sometimes referred to as workman’s comp or workers' comp. They all
mean the same thing. An injured worker can receive Illinois workers compensation benefits if they are injured in
Illinois, hired in Illinois or
their employment is principally located in Illinois. If
you work for an out of state company and are injured, you may be able to pursue
Illinois benefits even if your employer or their insurance company tells
you otherwise.
Illinois state
law requires employers, or their insurance company, to compensate the employee, or his or her
family, for injuries or death that may occur while working. Almost everyone working in
Illinois is covered by workers compensation.
Common work
injuries include:
◊ accident injury (also see
work Accidents)
◊ exposure to asbestos (also see
asbestos)
◊ herniated discs (also see
work Accidents)
◊ head injuries (also see
brain injuries)
◊ fractures (also see work
Accidents)
◊ torn rotator cuffs (also
see work Accidents)
◊
Pregnant women and birth injuries (also see birth injuries)
◊ knee injuries (also see
work Accidents)
◊ carpal tunnel syndrome (also see work Accidents)
◊ hearing loss (also see
work Accidents)
◊ partial or complete vision or eyesight loss
(also see eye
injuries)
◊ amputations (also
see work Accidents)
◊ burns (also see
work Accidents)
◊ and death (also see
wrongful death)
The following is
a list of available benefits that may be included in your employer's workers compensation
plan:
◊ payment for reasonable and necessary medical
expenses
◊ payment while the employee is unable to work also known as TTD
benefits
◊ compensation for diminished earning capacity
◊ compensation for total or partial disability to the
body
◊ compensation for scarring due to the injury or
disease
◊ rehabilitation costs and incidental expenses to enable the injured
worker to
return to employment
◊ payments for life if the employee is permanently unable to
work
◊ payments to a surviving spouse, minor children or dependents if the
injury or
disease results in death
◊ payment of burial expenses in fatal cases
A warning about
workers’ compensation and private investigators
One of our top tips for injured workers is
to be honest about your injuries. Don’t say you are hurt if you aren’t. Some workers’ compensation
insurers (as well as some employers) hire investigators to check up on injured
employees.
Also, don’t ignore your doctor’s
restrictions – it can kill your case. If your doctor tells you that you can’t lift more than ten
pounds, don’t help your friend on moving day. If you are supposed to be resting after a back
injury, don’t show up at the gym for a work out.
We’re not trying to make you paranoid. If
you think an investigator is following you, it doesn’t necessarily mean you did something wrong.
Just continue to follow your doctor’s orders. Be honest, and be careful.
You need a lawyer who
handles workers compensation to adequately analyze all the intricacies involved and
protect your rights to be fully compensated for your
damages.
Do not make any type of statement
or sign any papers without first consulting with us
Anything said or signed can be used against you and may prevent you from
receiving compensation that you may have otherwise been able to
receive.
Contact Us
if you have been injured. It is important that you act promptly as
certain statutes of limitations apply and you can lose your rights to be compensated.
The initial review of your case and the consultation is free. We look forward to working with you
and we know you will be pleased with our services.
See FAQs for more information.
We don’t just provide legal services;
We build relationships.
It gives us a genuine satisfaction to meet and help you
in some meaningful way.
The entire staff of the McDermott and McDermott Law
Firm is knowledgeable and sensitive to your needs. Their focus is on making the process as
comfortable as possible.
◊ They explain everything
to you,
◊ keep you
informed,
◊ include you in the
decision making process,
◊ and always return your
phone calls.
Your matter is handled as expeditiously as possible
without compromising your rights.
Check our Resources area, there you will find links
to many helpful services.
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